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Ed Slott / IRAHelp
In PWD coverage since August 18, 2026 · 1 story
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A spouse's 401(k) can quietly end the IRA deduction
In 2026, the traditional IRA deduction for an uncovered spouse phases out between $242,000 and $252,000 of modified adjusted gross income. Box 13 on the W-2 decides who qualifies.