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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for AGGYWisdomTree Yield Enhanced U.S. Aggregate Bond Fund
SubstituteCorrelationBook overlapFee vs AGGYAssetsWash-sale read
BND Vanguard Total Bond Market Index Fund0.885-9bp$112.8Bdifferent indexCompare
USIG iShares Broad USD Investment Grade Corporate Bond ETF0.882-8bp$14.2Bdifferent indexCompare
LQD iShares iBoxx $ Investment Grade Corporate Bond ETF0.897+2bp$33.4Bdifferent indexCompare
MBB iShares MBS ETF0.847-8bp$39Bdifferent indexCompare
TLH iShares 10-20 Year Treasury Bond ETF0.884+3bp$10.9Bdifferent indexCompare
EDV Vanguard Extended Duration Treasury Index Fund0.819-6bp$3.8Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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