Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs AIQ | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| XLK Technology Select Sector SPDR Fund | 0.950 | 40% | -59bp | $131.1B | different index | Compare |
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.929 | 35% | -68bp | $3.5B | different index | Compare |
| DYNF BLACKROCK US EQUITY FACTOR ROTATION ETF | 0.870 | 34% | -68bp | $42.4B | different index | Compare |
| ESGV Vanguard ESG U.S. Stock ETF | 0.862 | 32% | -59bp | $9.2B | different index | Compare |
| MGC Vanguard Mega Cap Index Fund | 0.861 | 32% | -61bp | $6B | different index | Compare |
| VV Vanguard Morningstar Large-Cap ETF | 0.855 | 30% | -64bp | $37.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-06 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-08. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.