Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for ARKQ — ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF
| Substitute | Correlation | Book overlap | Fee vs ARKQ | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VBK Vanguard Small Cap Growth Index Fund | 0.858 | — | -68bp | $17.7B | different index | Compare |
| ARKK ARK INNOVATION ETF | 0.846 | — | same | $5.7B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.818 | — | -72bp | $428.1B | different index | Compare |
| ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.817 | — | -72bp | $97.9B | different index | Compare |
| QQQ Invesco QQQ Trust | 0.815 | — | -55bp | $498.5B | different index | Compare |
| IWV iShares Russell 3000 ETF | 0.813 | — | -55bp | $20.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE