Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for AVLV — Avantis U.S. Large Cap Value ETF
| Substitute | Correlation | Book overlap | Fee vs AVLV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IJH iShares Core S&P Mid-Cap ETF | 0.901 | — | -10bp | $128.4B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.887 | — | -11bp | $125.5B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.879 | — | -8bp | $30.1B | different index | Compare |
| IJR iShares Core S&P Small-Cap ETF | 0.870 | — | -9bp | $111.3B | different index | Compare |
| IUSV iShares Core S&P U.S. Value ETF | 0.860 | — | -11bp | $28.1B | different index | Compare |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.854 | — | -9bp | $1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE