Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs AVNM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SPEM SPDR Portfolio Emerging Markets ETF | 0.912 | — | -24bp | $17.8B | different index | Compare |
| EBND State Street SPDR Bloomberg Emerging Markets Local Bond ETF | 0.813 | — | -1bp | $2.2B | different index | Compare |
| SCHB Schwab U.S. Broad Market ETF | 0.813 | — | -28bp | $30.7B | different index | Compare |
| DYNF BLACKROCK US EQUITY FACTOR ROTATION ETF | 0.808 | — | -31bp | $42.4B | different index | Compare |
| FNDE Schwab Fundamental Emerging Markets Equity ETF | 0.861 | — | +8bp | $6.2B | different index | Compare |
| DNL WisdomTree Global ex-U.S. Quality Growth Fund | 0.920 | — | +11bp | $643M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-06 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-08. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.