Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for BBRE — JPMorgan BetaBuilders MSCI U.S. REIT ETF
| Substitute | Correlation | Book overlap | Fee vs BBRE | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| USRT iShares Core U.S. REIT ETF | 0.983 | — | -3bp | $3.7B | different index | Compare |
| VNQ Vanguard Real Estate Index Fund | 0.956 | — | +1bp | $36.5B | different index | Compare |
| REET iShares Global REIT ETF | 0.943 | — | +3bp | $4.7B | different index | Compare |
| ICF iShares Cohen & Steers REIT ETF | 0.936 | — | +22bp | $2B | different index | Compare |
| IYR iShares U.S. Real Estate ETF | 0.959 | — | +29bp | $4.6B | different index | Compare |
| REZ iShares Residential and Multisector Real Estate ETF | 0.908 | — | +37bp | $840M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE