Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs CHAT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| DYNF BLACKROCK US EQUITY FACTOR ROTATION ETF | 0.812 | — | same | $42.4B | different index | Compare |
| SPYG State Street SPDR Portfolio S&P 500 Growth ETF | 0.841 | — | +4bp | $57.9B | different index | Compare |
| XLK Technology Select Sector SPDR Fund | 0.912 | — | +9bp | $125.6B | different index | Compare |
| FTEC Fidelity MSCI Information Technology Index ETF | 0.894 | — | +8bp | $11.7B | different index | Compare |
| USXF iShares ESG Advanced MSCI USA ETF | 0.884 | — | +10bp | $1.5B | different index | Compare |
| ONEQ Fidelity Nasdaq Composite Index ETF | 0.823 | — | +21bp | $6.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,093 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-15 (1,065 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-16. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.