Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for CHAT — ROUNDHILL GENERATIVE AI & TECHNOLOGY ETF
| Substitute | Correlation | Book overlap | Fee vs CHAT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IUSG iShares Core S&P U.S. Growth ETF | 0.843 | — | +4bp | $33.8B | different index | Compare |
| XLK Technology Select Sector SPDR Fund | 0.909 | — | +9bp | $124.1B | different index | Compare |
| IEMG iShares Core MSCI Emerging Markets ETF | 0.857 | — | +9bp | $160.6B | different index | Compare |
| QQQ Invesco QQQ Trust | 0.882 | — | +20bp | $498.5B | different index | Compare |
| EMGF iShares MSCI Emerging Markets Multifactor ETF | 0.866 | — | +25bp | $1.9B | different index | Compare |
| ESGE iShares ESG Aware MSCI EM ETF | 0.857 | — | +25bp | $6.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE