Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for DFVX — DIMENSIONAL US LARGE CAP VECTOR ETF
| Substitute | Correlation | Book overlap | Fee vs DFVX | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VTI Vanguard Total Stock Market Index Fund | 0.927 | — | +3bp | $428.1B | different index | Compare |
| ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.927 | — | +3bp | $97.9B | different index | Compare |
| SPYI NEOS S&P 500(R) HIGH INCOME ETF | 0.860 | — | same | $1.8B | different index | Compare |
| IVV iShares Core S&P 500 ETF | 0.915 | — | +3bp | $900.9B | different index | Compare |
| IUSV iShares Core S&P U.S. Value ETF | 0.875 | — | +4bp | $28.1B | different index | Compare |
| IJH iShares Core S&P Mid-Cap ETF | 0.859 | — | +5bp | $128.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE