Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs DLN | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYM Vanguard High Dividend Yield Index Fund | 0.936 | — | -22bp | $58.1B | different index | Compare |
| IVE iShares S&P 500 Value ETF | 0.934 | — | -10bp | $48.8B | different index | Compare |
| IUSV iShares Core S&P U.S. Value ETF | 0.932 | — | -24bp | $27.3B | different index | Compare |
| IWD iShares Russell 1000 Value ETF | 0.919 | — | -9bp | $81.8B | different index | Compare |
| VONV Vanguard Russell 1000 Value ETF | 0.917 | — | -20bp | $9.2B | different index | Compare |
| NULV Nuveen ESG Large-Cap Value ETF | 0.894 | — | -2bp | $1.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-06 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-08. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.