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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for FCORFidelity Corporate Bond ETF
SubstituteCorrelationBook overlapFee vs FCORAssetsWash-sale read
LQD iShares iBoxx $ Investment Grade Corporate Bond ETF0.847-22bp$33.4Bdifferent indexCompare
IGLB iShares 10+ Year Investment Grade Corporate Bond ETF0.836-32bp$2.8Bdifferent indexCompare
USIG iShares Broad USD Investment Grade Corporate Bond ETF0.829-32bp$14.2Bdifferent indexCompare
AGG iShares Core U.S. Aggregate Bond ETF0.817-33bp$127.8Bdifferent indexCompare
BND Vanguard Total Bond Market Index Fund0.813-33bp$112.8Bdifferent indexCompare
IUSB iShares Core Total USD Bond Market ETF0.812-30bp$43.4Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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