Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for FDTX — Fidelity Disruptive Technology ETF
| Substitute | Correlation | Book overlap | Fee vs FDTX | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IGM iShares Expanded Tech Sector ETF | 0.952 | — | -9bp | $10.6B | different index | Compare |
| XLK Technology Select Sector SPDR Fund | 0.948 | — | -41bp | $124.1B | different index | Compare |
| IXN iShares Global Tech ETF | 0.941 | — | -9bp | $9.2B | different index | Compare |
| IYW iShares U.S. Technology ETF | 0.940 | — | -10bp | $25.7B | different index | Compare |
| QQQ Invesco QQQ Trust | 0.935 | — | -30bp | $498.5B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.884 | — | -46bp | $33.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE