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Monday, August 24, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for FLINFRANKLIN FTSE INDIA ETF
SubstituteCorrelationBook overlapFee vs FLINAssetsWash-sale read
FBTC FIDELITY WISE ORIGIN BITCOIN FUNDsame$7.8Bdifferent indexCompare
BCI ABRDN BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETFsame$1Bdifferent indexCompare
QAI IQ HEDGE MULTI-STRATEGY TRACKER ETFsame$575Mdifferent indexCompare
SPYI NEOS S&P 500(R) HIGH INCOME ETFsame$1.8Bdifferent indexCompare
TMFC MOTLEY FOOL 100 INDEX ETFsame$958Mdifferent indexCompare
VOO Vanguard 500 Index Fund+3bp$500.4Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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