Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for GDIV — Harbor Dividend Growth Leaders ETF
| Substitute | Correlation | Book overlap | Fee vs GDIV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYM Vanguard High Dividend Yield Index Fund | 0.858 | — | -44bp | $58.1B | different index | Compare |
| IWD iShares Russell 1000 Value ETF | 0.835 | — | -31bp | $83.9B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.817 | — | -46bp | $125.5B | different index | Compare |
| IWS iShares Russell Mid-Cap Value ETF | 0.814 | — | -27bp | $16B | different index | Compare |
| IWX iShares Russell Top 200 Value ETF | 0.813 | — | -30bp | $4B | different index | Compare |
| IJK iShares S&P Mid-Cap 400 Growth ETF | 0.812 | — | -33bp | $11.3B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE