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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for IBTEiShares iBonds Dec 2024 Term Treasury ETF
SubstituteCorrelationBook overlapFee vs IBTEAssetsWash-sale read
EDV Vanguard Extended Duration Treasury Index Fund-1bp$3.8Bdifferent indexCompare
BND Vanguard Total Bond Market Index Fund-4bp$112.8Bdifferent indexCompare
TBIL US TREASURY 3 MONTH BILL ETF-7bp$4.1Bdifferent indexCompare
XBIL US TREASURY 6 MONTH BILL ETF-7bp$597Mdifferent indexCompare
DBMF IM DBI MANAGED FUTURES STRATEGY ETF-7bp$940Mdifferent indexCompare
IJH iShares Core S&P Mid-Cap ETF-2bp$128.4Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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