Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IQSM — IQ CANDRIAM ESG US MID CAP EQUITY ETF
| Substitute | Correlation | Book overlap | Fee vs IQSM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VB Vanguard Small Cap Index Fund | 0.969 | — | +5bp | $58.9B | different index | Compare |
| IJH iShares Core S&P Mid-Cap ETF | 0.963 | — | +5bp | $128.4B | different index | Compare |
| IMCB iShares Morningstar Mid-Cap ETF | 0.939 | — | +4bp | $1.7B | different index | Compare |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.938 | — | +6bp | $1B | different index | Compare |
| IJR iShares Core S&P Small-Cap ETF | 0.925 | — | +6bp | $111.3B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.935 | — | +7bp | $30.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE