Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for QLTY — GMO US QUALITY ETF
| Substitute | Correlation | Book overlap | Fee vs QLTY | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.858 | — | same | $3B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.843 | — | +4bp | $33.8B | different index | Compare |
| ILCV iShares Morningstar Value ETF | 0.832 | — | +4bp | $1.3B | different index | Compare |
| ILCG iShares Morningstar Growth ETF | 0.819 | — | +4bp | $3.3B | different index | Compare |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.821 | — | +6bp | $1B | different index | Compare |
| IMCG iShares Morningstar Mid-Cap Growth ETF | 0.814 | — | +6bp | $4.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE