Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for QRMI — Global X NASDAQ 100 Risk Managed Income ETF
| Substitute | Correlation | Book overlap | Fee vs QRMI | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| QQQ Invesco QQQ Trust | — | 100% | -41bp | $498.5B | different index | Compare |
| VUG Vanguard Growth Index Fund | — | 60% | -57bp | $135.5B | different index | Compare |
| MGC Vanguard Mega Cap Index Fund | — | 58% | -54bp | $6B | different index | Compare |
| VOO Vanguard 500 Index Fund | — | 53% | -58bp | $500.4B | different index | Compare |
| VGT Vanguard Information Technology Index Fund | — | 53% | -51bp | $75.1B | different index | Compare |
| SPY SPDR S&P 500 ETF Trust | — | 53% | -52bp | $818.3B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE