Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs QUS | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| EUSA iShares MSCI USA Equal Weighted ETF | 0.921 | 24% | -6bp | $1.9B | different index | Compare |
| MGV Vanguard Morningstar Mega Cap Value ETF | 0.830 | 40% | -8bp | $8.2B | different index | Compare |
| DIA SPDR Dow Jones Industrial Average ETF Trust | 0.887 | 27% | +1bp | $44.9B | different index | Compare |
| EQWL Invesco S&P 100 Equal Weight ETF | 0.936 | 46% | +10bp | $2.8B | different index | Compare |
| BUFR FT CBOE VEST FUND OF BUFFER ETFS | 0.858 | — | -15bp | $5.1B | different index | Compare |
| SCHB Schwab U.S. Broad Market ETF | 0.856 | — | -12bp | $30.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-06 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-08. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.