Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for REGL — ProShares S&P MidCap 400 Dividend Aristocrats ETF
| Substitute | Correlation | Book overlap | Fee vs REGL | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IJJ iShares S&P Mid-Cap 400 Value ETF | 0.849 | — | -22bp | $9.1B | different index | Compare |
| IMCV iShares Morningstar Mid-Cap Value ETF | 0.843 | — | -34bp | $1.2B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.840 | — | -33bp | $30.1B | different index | Compare |
| VOE Vanguard Mid-Cap Value Index Fund | 0.838 | — | -33bp | $17.5B | different index | Compare |
| DVY iShares Select Dividend ETF | 0.827 | — | -2bp | $24.1B | different index | Compare |
| ISCV iShares Morningstar Small-Cap Value ETF | 0.827 | — | -34bp | $712M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE