Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for RFG — Invesco S&P MidCap 400 Pure Growth ETF
| Substitute | Correlation | Book overlap | Fee vs RFG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IJK iShares S&P Mid-Cap 400 Growth ETF | 0.968 | 61% | -18bp | $11.3B | different index | Compare |
| VBK Vanguard Small Cap Growth Index Fund | 0.935 | 25% | -28bp | $17.7B | different index | Compare |
| IJH iShares Core S&P Mid-Cap ETF | 0.907 | 31% | -30bp | $128.4B | different index | Compare |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.908 | 15% | -29bp | $1B | different index | Compare |
| VB Vanguard Small Cap Index Fund | 0.897 | 10% | -30bp | $58.9B | different index | Compare |
| IWM iShares Russell 2000 ETF | 0.877 | 3% | -16bp | $83.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE