Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for RPG — Invesco S&P 500 Pure Growth ETF
| Substitute | Correlation | Book overlap | Fee vs RPG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| MTUM iShares MSCI USA Momentum Factor ETF | 0.944 | 27% | -20bp | $26.2B | different index | Compare |
| ILCG iShares Morningstar Growth ETF | 0.865 | 27% | -31bp | $3.3B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.842 | 32% | -31bp | $33.8B | different index | Compare |
| VOT Vanguard Mid-Cap Growth Index Fund | 0.863 | 25% | -28bp | $13.8B | different index | Compare |
| IMCG iShares Morningstar Mid-Cap Growth ETF | 0.879 | 16% | -29bp | $4.2B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.824 | 19% | -32bp | $428.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE