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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for RSSLGLOBAL X RUSSELL 2000 ETF
SubstituteCorrelationBook overlapFee vs RSSLAssetsWash-sale read
IJR iShares Core S&P Small-Cap ETF0.93122%+6bp$111.3Bdifferent indexCompare
VB Vanguard Small Cap Index Fund0.9590%+5bp$58.9Bdifferent indexCompare
IJH iShares Core S&P Mid-Cap ETF0.9245%+5bp$128.4Bdifferent indexCompare
VBK Vanguard Small Cap Growth Index Fund0.93512%+7bp$17.7Bdifferent indexCompare
VBR Vanguard Small Cap Value Index Fund0.8793%+7bp$30.1Bdifferent indexCompare
VOT Vanguard Mid-Cap Growth Index Fund0.856+7bp$13.8Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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