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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for RYLGGlobal X Russell 2000 Covered Call & Growth ETF
SubstituteCorrelationBook overlapFee vs RYLGAssetsWash-sale read
VB Vanguard Small Cap Index Fund0.920-30bp$58.9Bdifferent indexCompare
VBK Vanguard Small Cap Growth Index Fund0.900-28bp$17.7Bdifferent indexCompare
IJT iShares S&P Small-Cap 600 Growth ETF0.899-17bp$8.4Bdifferent indexCompare
IJR iShares Core S&P Small-Cap ETF0.890-29bp$111.3Bdifferent indexCompare
IJH iShares Core S&P Mid-Cap ETF0.885-30bp$128.4Bdifferent indexCompare
VBR Vanguard Small Cap Value Index Fund0.841-28bp$30.1Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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