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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for SLYSPDR S&P 600 Small Cap ETF
SubstituteCorrelationBook overlapFee vs SLYAssetsWash-sale read
VOT Vanguard Mid-Cap Growth Index Fund-8bp$13.8Bdifferent indexCompare
VOE Vanguard Mid-Cap Value Index Fund-8bp$17.5Bdifferent indexCompare
VB Vanguard Small Cap Index Fund-10bp$58.9Bdifferent indexCompare
VO Vanguard Mid Cap Index Fund-11bp$68.1Bdifferent indexCompare
VBR Vanguard Small Cap Value Index Fund-8bp$30.1Bdifferent indexCompare
VBK Vanguard Small Cap Growth Index Fund-8bp$17.7Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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