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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for TDVProShares S&P Technology Dividend Aristocrats ETF
SubstituteCorrelationBook overlapFee vs TDVAssetsWash-sale read
VOT Vanguard Mid-Cap Growth Index Fund0.855-38bp$13.8Bdifferent indexCompare
VTI Vanguard Total Stock Market Index Fund0.853-42bp$428.1Bdifferent indexCompare
ITOT iShares Core S&P Total U.S. Stock Market ETF0.849-42bp$97.9Bdifferent indexCompare
QQQ Invesco QQQ Trust0.849-25bp$498.5Bdifferent indexCompare
IYY iShares Dow Jones U.S. ETF0.844-25bp$3.1Bdifferent indexCompare
VBK Vanguard Small Cap Growth Index Fund0.842-38bp$17.7Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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