Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for UTEN — US TREASURY 10 YEAR NOTE ETF
| Substitute | Correlation | Book overlap | Fee vs UTEN | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| GOVT iShares U.S. Treasury Bond ETF | 0.937 | — | +5bp | $43.8B | different index | Compare |
| IBTM iShares iBonds Dec 2032 Term Treasury ETF | 0.927 | — | +7bp | $561M | different index | Compare |
| IBTL iShares iBonds Dec 2031 Term Treasury ETF | 0.897 | — | +7bp | $681M | different index | Compare |
| EDV Vanguard Extended Duration Treasury Index Fund | 0.853 | — | +6bp | $3.8B | different index | Compare |
| IBTK iShares iBonds Dec 2030 Term Treasury ETF | 0.872 | — | +7bp | $1B | different index | Compare |
| IBTJ iShares iBonds Dec 2029 Term Treasury ETF | 0.803 | — | +7bp | $1.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE