Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs VLU | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IUSV iShares Core S&P U.S. Value ETF | 0.942 | 46% | -8bp | $27.3B | different index | Compare |
| VONV Vanguard Russell 1000 Value ETF | 0.932 | 48% | -4bp | $9.2B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.897 | 46% | -8bp | $125.5B | different index | Compare |
| DGRO iShares Core Dividend Growth ETF | 0.878 | 35% | -4bp | $42.4B | different index | Compare |
| MGV Vanguard Morningstar Mega Cap Value ETF | 0.864 | 38% | -5bp | $8.2B | different index | Compare |
| IVE iShares S&P 500 Value ETF | 0.939 | 47% | +6bp | $48.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-06 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-08. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.