Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for VONV — Vanguard Russell 1000 Value Index Fund
| Substitute | Correlation | Book overlap | Fee vs VONV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ILCV iShares Morningstar Value ETF | 0.914 | 68% | -4bp | $1.3B | different index | Compare |
| VTV Vanguard Value Index Fund | 0.942 | 59% | -4bp | $125.5B | different index | Compare |
| IUSV iShares Core S&P U.S. Value ETF | 0.924 | 60% | -4bp | $28.1B | different index | Compare |
| IWX iShares Russell Top 200 Value ETF | 0.980 | 71% | +12bp | $4B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.828 | 45% | -5bp | $428.1B | different index | Compare |
| ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.825 | 45% | -5bp | $97.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE