Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for VTWG — Vanguard Russell 2000 Growth Index Fund
| Substitute | Correlation | Book overlap | Fee vs VTWG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.963 | 12% | -9bp | $1B | different index | Compare |
| VBK Vanguard Small Cap Growth Index Fund | 0.967 | 10% | -8bp | $17.7B | different index | Compare |
| IWM iShares Russell 2000 ETF | 0.971 | 26% | +4bp | $83.2B | different index | Compare |
| IJR iShares Core S&P Small-Cap ETF | 0.860 | 26% | -9bp | $111.3B | different index | Compare |
| IJT iShares S&P Small-Cap 600 Growth ETF | 0.903 | 31% | +3bp | $8.4B | different index | Compare |
| VB Vanguard Small Cap Index Fund | 0.927 | 0% | -10bp | $58.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE