Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for DBEU — XTRACKERS MSCI EUROPE HEDGED EQUITY ETF
| Substitute | Correlation | Book overlap | Fee vs DBEU | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VGK Vanguard European Stock Index Fund | 0.898 | — | +11bp | $20.6B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.825 | — | +8bp | $40.1B | different index | Compare |
| VT Vanguard Total World Stock Index Fund | 0.800 | — | +7bp | $39.4B | different index | Compare |
| VIGI Vanguard International Dividend Appreciation Index Fund | 0.813 | — | +15bp | $7.3B | different index | Compare |
| VYMI Vanguard International High Dividend Yield Fund | 0.824 | — | +22bp | $7.9B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.868 | — | +35bp | $80B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE