Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for DGT — SPDR Global Dow ETF
| Substitute | Correlation | Book overlap | Fee vs DGT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| URTH iShares MSCI World ETF | 0.911 | 26% | -26bp | $8.3B | different index | Compare |
| VT Vanguard Total World Stock Index Fund | 0.921 | 21% | -43bp | $39.4B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.921 | 7% | -15bp | $80B | different index | Compare |
| IOO iShares Global 100 ETF | 0.835 | 29% | -9bp | $9.4B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.903 | 4% | -42bp | $40.1B | different index | Compare |
| VYMI Vanguard International High Dividend Yield Fund | 0.889 | 8% | -28bp | $7.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE