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Sunday, August 23, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for DWASInvesco DWA SmallCap Momentum ETF
SubstituteCorrelationBook overlapFee vs DWASAssetsWash-sale read
IWM iShares Russell 2000 ETF0.8949%-41bp$83.2Bdifferent indexCompare
VBK Vanguard Small Cap Growth Index Fund0.8936%-53bp$17.7Bdifferent indexCompare
ISCG iShares Morningstar Small-Cap Growth ETF0.8818%-54bp$1Bdifferent indexCompare
IJT iShares S&P Small-Cap 600 Growth ETF0.83819%-42bp$8.4Bdifferent indexCompare
IJK iShares S&P Mid-Cap 400 Growth ETF0.8435%-43bp$11.3Bdifferent indexCompare
VB Vanguard Small Cap Index Fund0.8311%-55bp$58.9Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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