Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for EFAV — iShares MSCI EAFE Min Vol Factor ETF
| Substitute | Correlation | Book overlap | Fee vs EFAV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYMI Vanguard International High Dividend Yield Fund | 0.801 | 14% | same | $7.9B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.867 | 17% | +12bp | $31.4B | same index — avoid | Compare |
| IEV iShares Europe ETF | 0.803 | 17% | +45bp | $1.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE