Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for GARP — ISHARES FACTORS US GROWTH STYLE ETF
| Substitute | Correlation | Book overlap | Fee vs GARP | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ILCG iShares Morningstar Growth ETF | 0.959 | 49% | +4bp | $3.3B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.954 | 50% | +4bp | $33.8B | different index | Compare |
| IMCG iShares Morningstar Mid-Cap Growth ETF | 0.871 | 16% | +6bp | $4.2B | different index | Compare |
| VOT Vanguard Mid-Cap Growth Index Fund | 0.886 | 16% | +7bp | $13.8B | different index | Compare |
| IVW iShares S&P 500 Growth ETF | 0.951 | 50% | +18bp | $77.4B | different index | Compare |
| VBK Vanguard Small Cap Growth Index Fund | 0.869 | 3% | +7bp | $17.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE