Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for ICOW — Pacer Developed Markets International Cash Cows 100 ETF
| Substitute | Correlation | Book overlap | Fee vs ICOW | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYMI Vanguard International High Dividend Yield Fund | 0.844 | — | -43bp | $7.9B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.818 | — | -30bp | $80B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.817 | — | -57bp | $40.1B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.806 | — | -31bp | $31.4B | different index | Compare |
| VSS Vanguard FTSE All-World ex-US Small Capital Index Fund | 0.801 | — | -58bp | $8.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE