Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IMTM — iShares MSCI Intl Momentum Factor ETF
| Substitute | Correlation | Book overlap | Fee vs IMTM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IQLT iShares MSCI Intl Quality Factor ETF | 0.911 | 32% | same | $14.3B | different index | Compare |
| IVLU iShares Edge MSCI Intl Value Factor ETF | 0.917 | 20% | same | $4.6B | different index | Compare |
| EFG iShares MSCI EAFE Growth ETF | 0.933 | 25% | +6bp | $17.3B | different index | Compare |
| IGRO iShares International Dividend Growth ETF | 0.820 | 19% | -15bp | $1.3B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.873 | 19% | +4bp | $31.4B | different index | Compare |
| AOR iShares Core Growth Allocation ETF | 0.853 | — | -15bp | $2.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE