Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IYJ — iShares U.S. Industrials ETF
| Substitute | Correlation | Book overlap | Fee vs IYJ | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| DIA SPDR Dow Jones Industrial Average ETF Trust | 0.854 | 16% | -24bp | $46.5B | different index | Compare |
| IWD iShares Russell 1000 Value ETF | 0.852 | 9% | -21bp | $83.9B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.848 | 8% | -33bp | $30.1B | different index | Compare |
| IJR iShares Core S&P Small-Cap ETF | 0.826 | 1% | -34bp | $113B | different index | Compare |
| IWM iShares Russell 2000 ETF | 0.808 | — | -21bp | $83.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE