Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for PTEU — Pacer Trendpilot European Index ETF
| Substitute | Correlation | Book overlap | Fee vs PTEU | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VGK Vanguard European Stock Index Fund | 0.923 | — | -54bp | $20.6B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.912 | — | -30bp | $80B | different index | Compare |
| EFG iShares MSCI EAFE Growth ETF | 0.900 | — | -29bp | $17.3B | different index | Compare |
| IEV iShares Europe ETF | 0.917 | — | +2bp | $1.7B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.874 | — | -57bp | $40.1B | different index | Compare |
| VYMI Vanguard International High Dividend Yield Fund | 0.860 | — | -43bp | $7.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE