Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for QUAL — iShares MSCI USA Quality Factor ETF
| Substitute | Correlation | Book overlap | Fee vs QUAL | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| GARP ISHARES FACTORS US GROWTH STYLE ETF | 0.879 | 45% | -15bp | $3B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.864 | 41% | -11bp | $33.8B | different index | Compare |
| ILCV iShares Morningstar Value ETF | 0.848 | 40% | -11bp | $1.4B | different index | Compare |
| ILCG iShares Morningstar Growth ETF | 0.858 | 37% | -11bp | $3.3B | different index | Compare |
| IVW iShares S&P 500 Growth ETF | 0.859 | 42% | +3bp | $77.4B | different index | Compare |
| IUSV iShares Core S&P U.S. Value ETF | 0.829 | 27% | -11bp | $28.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE