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Wednesday, August 19, 2026The Morning Brief →Sign in

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for SUSBiShares ESG 1-5 Year USD Corporate Bond ETF
SubstituteCorrelationBook overlapFee vs SUSBAssetsWash-sale read
IGIB iShares 5-10 Year Investment Grade Corporate Bond ETF0.900-8bp$18.7Bdifferent indexCompare
AGG iShares Core U.S. Aggregate Bond ETF0.872-9bp$127.8Bdifferent indexCompare
SHY iShares 1-3 Year Treasury Bond ETF0.931+3bp$25.5Bdifferent indexCompare
USIG iShares Broad USD Investment Grade Corporate Bond ETF0.866-8bp$14.2Bdifferent indexCompare
BND Vanguard Total Bond Market Index Fund0.862-9bp$112.8Bdifferent indexCompare
IEI iShares 3-7 Year Treasury Bond ETF0.918+3bp$17.7Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

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