Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for VXF — Vanguard Extended Market Index Fund
| Substitute | Correlation | Book overlap | Fee vs VXF | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IJR iShares Core S&P Small-Cap ETF | 0.914 | 1% | same | $113B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.902 | 1% | -3bp | $428.1B | different index | Compare |
| VBR Vanguard Small Cap Value Index Fund | 0.870 | 15% | +1bp | $30.1B | different index | Compare |
| VOO Vanguard 500 Index Fund | 0.862 | 0% | -3bp | $500.4B | different index | Compare |
| QAI IQ HEDGE MULTI-STRATEGY TRACKER ETF | 0.861 | — | -6bp | $575M | different index | Compare |
| BUFR FT CBOE VEST FUND OF BUFFER ETFS | 0.845 | — | -6bp | $5.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE