Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for EEMA — iShares MSCI Emerging Markets Asia ETF
| Substitute | Correlation | Book overlap | Fee vs EEMA | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VWO Vanguard Emerging Markets Stock Index Fund | 0.952 | — | -41bp | $79.1B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.910 | 1% | -41bp | $40.1B | different index | Compare |
| IXN iShares Global Tech ETF | 0.870 | 2% | -8bp | $9.5B | different index | Compare |
| VT Vanguard Total World Stock Index Fund | 0.874 | 0% | -42bp | $39.4B | different index | Compare |
| VSS Vanguard FTSE All-World ex-US Small Capital Index Fund | 0.846 | — | -42bp | $8.8B | different index | Compare |
| EFG iShares MSCI EAFE Growth ETF | 0.826 | 0% | -13bp | $17.3B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE