Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for FBCG — Fidelity Blue Chip Growth ETF
| Substitute | Correlation | Book overlap | Fee vs FBCG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| MGC Vanguard Mega Cap Index Fund | 0.953 | — | -52bp | $6B | different index | Compare |
| QQQ Invesco QQQ Trust | 0.952 | — | -39bp | $498.5B | different index | Compare |
| IYW iShares U.S. Technology ETF | 0.949 | — | -19bp | $25.7B | different index | Compare |
| VOO Vanguard 500 Index Fund | 0.938 | — | -56bp | $500.4B | different index | Compare |
| SPY SPDR S&P 500 ETF Trust | 0.938 | — | -50bp | $818.3B | different index | Compare |
| IYY iShares Dow Jones U.S. ETF | 0.934 | — | -39bp | $3.1B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE